{"id":27076,"date":"2017-01-09T13:45:24","date_gmt":"2017-01-09T13:45:24","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-legal\/lawandeconomics\/bibliographies\/5700-insurance-regulation.html"},"modified":"2017-01-09T13:45:24","modified_gmt":"2017-01-09T13:45:24","slug":"5700-insurance-regulation","status":"publish","type":"law_economics","link":"https:\/\/reference.findlaw.com\/lawandeconomics\/bibliographies\/5700-insurance-regulation.html","title":{"rendered":"Encyclopedia of Law &#038; Economics \u2013 5700 Insurance Regulation"},"content":{"rendered":"<div>\n<ul class=\"links\">\n<li>Abraham, Kenneth S. (1985), &#8216;Efficiency and Fairness in Insurance Risk Classification&#8217;, <b>71 <\/b> <em>Virginia Law Review <\/em>, 403-451. <\/li>\n<li>Abraham, Kenneth S. (1986), <em>Distributing Risk: Insurance, Legal Theory and Public Policy <\/em>, New Haven, Yale University Press, 254 p. <\/li>\n<li>Abraham, Kenneth S. (1990), &#8216;Products Liability Law and Insurance Profitability&#8217;, <b>19 <\/b> <em>Journal of Legal Studies <\/em>, 837-844. <\/li>\n<li>Adams, Michael (1983), &#8216;An Economic Analysis of Law-Suit Insurance&#8217;, in Finsinger, J\u009arg (ed.), <em>Economic Analysis of Regulated Markets <\/em>, London, MacMillan, 134-151. <\/li>\n<li>Angoff, Jay (1988), &#8216;Insurance against Competition: How the McCarran-Ferguson Act Raises Prices and Profits in the Property-Casualty Insurance Industry&#8217;, <b>5 <\/b> <em>Yale Journal on Regulation <\/em>, 397-415. <\/li>\n<li>Arnott, Richard J. and Stiglitz, Joseph E. (1990), &#8216;The Welfare Economics of Moral Hazard&#8217;, in Louberg\u008e, Henri (ed.), <em>Risk, Information and Insurance. Essays in the Memory of Karl H. Borch <\/em>, Boston, Kluwer Academic Publishers, 91-121. <\/li>\n<li>Arrow, Kenneth J. (1974), &#8216;Optimal Insurance and Generalized Deductibles&#8217;, <em>Scandinavian Actuarial Journal <\/em>, 1-42. <\/li>\n<li>Atiyah, Patrick S. (1977), <em>Accidents, Compensation and the Law <\/em>, London, Weidenfeld and Nicholson. <\/li>\n<li>Becker, Gary S. and Ehrlich, Isaac (1972), &#8216;Market Insurance, Self-insurance, and Self-protection&#8217;, <b>80 <\/b> <em>Journal of Political Economy <\/em>, 623-648. <\/li>\n<li>Beenstock, Michael and Brasse, Valerie (1986), <em>Insurance for Unemployment <\/em>, London, Allen and Unwin, 107 p. <\/li>\n<li>Benston, George J. and Smith, C.W., Jr. (1976), &#8216;A Transactions Cost Approach to the Theory of Financial Intermediation&#8217;, <b>31 <\/b> <em>Journal of Finance <\/em>, 215-231. <\/li>\n<li>Blackmon, B. Glenn, Jr. and Zeckhauser, Richard (1991), &#8216;Mispriced Equity: Regulated Rates for Auto Insurance in Massachusetts&#8217;, <b>81 <\/b> <em>American Economic Review. Papers and Proceedings <\/em>, 65-69. <\/li>\n<li>Bolkestein, Frits (1985), <em>Freedom and Regulation: A Liberal View on Competition Policy (Vrijheid en regeling: Een liberale visie op de mededingingspolitiek) <\/em>, s-Gravenhage, 35 p. <\/li>\n<li>Bongaerts, Jan C. and De Bivre, Aline (1987), &#8216;Insurance for Civil Liability for Marine Oil Pollution Damages&#8217;, <b>12 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 145-157. <\/li>\n<li>Borenstein, Severin (1989), &#8216;The Economics of Costly Risk Sorting in Competitive Insurance Markets&#8217;, <b>9 <\/b> <em>International Review of Law and Economics <\/em>, 25-39. <\/li>\n<li>Breyer, F. and Schulenburg, J. Matthias Graf Von Der (1987), &#8216;Voting on Social Security: The Family as Decision-Making Unit&#8217;, <b>40 <\/b> <em>Kyklos <\/em>, 529-547. <\/li>\n<li>Breyer, F. and Schulenburg, J. Matthias Graf Von Der (1990), &#8216;Family Ties and Social Security in a Democracy&#8217;, <b>67 <\/b> <em>Public Choice <\/em>, 155-167. <\/li>\n<\/ul>\n<\/div>\n<div data-readmore=\"true\">\n<ul class=\"links\">\n<li>Brinig, Margaret F. (1992), &#8216;Politics, Economics and the McCarren Ferguson Act&#8217;, <b>73 <\/b> <em>Public Choice <\/em>, 371-383. <\/li>\n<li>Brown, Craig (1989), &#8216;A Choice of Choice: Adding Postaccident Choice to the Menu of No-Fault Models&#8217;, <b>26 <\/b> <em>San Diego Law Review <\/em>, 1095-1108. <\/li>\n<li>Brown, John Prather (1973), &#8216;Toward an Economic Theory of Liability&#8217;, <b>2 <\/b> <em>Journal of Legal Studies <\/em>, 323-350. <\/li>\n<li>Bruce, Christopher J. (1984), &#8216;The Deterrent Effects of Automobile Insurance and Tort Law: A Survey of the Empirical Literature&#8217;, <b>6 <\/b> <em>Law and Policy <\/em>, 67-100. <\/li>\n<li>Brueckner, Jan K. and Spiller, Pablo T. (1994), &#8216;Economies of Traffic Density in the Deregulated Airline Industry&#8217;, <b>37 <\/b> <em>Journal of Law and Economics <\/em>, 379-415. <\/li>\n<li>Butler, Richard J. and Worrall, John D. (1986), &#8216;The Costs of Workers&#8217; Compensation Insurance: Private versus Public&#8217;, <b>29 <\/b> <em>Journal of Law and Economics <\/em>, 329-356. <\/li>\n<li>Calabresi, Guido (1961), &#8216;Some Thoughts on Risk Distribution and the Law of Torts&#8217;, <b>70 <\/b> <em>Yale Law Journal <\/em>, 499-553. <\/li>\n<li>Calabresi, Guido (1970), <em>The Costs of Accidents: A Legal and Economic Analysis <\/em>, New Haven, Yale University Press, 340 p. <\/li>\n<li>Camerer, Colin F. (1987), &#8216;Do Biases in Probability Judgment Matter in Markets: Experimental Evidence&#8217;, <b>77 <\/b> <em>American Economic Review <\/em>, 981-997. <\/li>\n<li>Cane, Peter (1989), &#8216;Liability Rules and the Cost of Professi onal Indemnity Insurance&#8217;, <b>14 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 347-359. <\/li>\n<li>Chamberlin, John R. (1985), &#8216;Assessing the Fairness of Insurance Classifications&#8217;, <b>7 <\/b> <em>Research in Law and Economics <\/em>, 65-87. <\/li>\n<li>Chapman, C.B. and Cooper, Dale F. (1985), &#8216;Contract Risk Analysis for Turnkey Project Bid: a Case Study&#8217;, <b>10 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 293-305. <\/li>\n<li>Coase, Ronald H. (1974), &#8216;The Choice of the Institutional Framework: A Comment&#8217;, <b>17 <\/b> <em>Journal of Law and Economics <\/em>, 493-496. <\/li>\n<li>Cummins, J. David and Vanderhei, J. (1979), &#8216;A Note on the Relative Efficiency of Property-Liability Insurance Distribution Systems&#8217;, <b>10 <\/b> <em>Bell Journal of Economics <\/em>, 709-719. <\/li>\n<li>Danzon, Patricia M. (1984), &#8216;Tort Reform and the Role of Governement in Private Insurance Markets&#8217;, <b>13 <\/b> <em>Journal of Legal Studies <\/em>, 517-549. <\/li>\n<li>Danzon, Patricia M. (1985), &#8216;Liability and Liability Insurance for Medical Malpractice&#8217;, <b>4 <\/b> <em>Journal of Health Economics <\/em>, 309-331. <\/li>\n<li>Danzon, Patricia M. (1986), &#8216;The Frequency and Severity of Medical Malpractice Claims: New Evidence&#8217;, <b>49(2) <\/b> <em>Law and Contemporary Problems <\/em>. <\/li>\n<li>Danzon, Patricia M. (1988), &#8216;The Political Economy of Workers&#8217; Compensation: Lessons for Product Liability&#8217;, <b>78 <\/b> <em>American Economic Review. Papers and Proceedings <\/em>, 305-310. <\/li>\n<li>Danzon, Patricia M. (1990), &#8216;Alternative Liability Regimes for Medical Injuries&#8217;, <b>15 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 3-21. <\/li>\n<li>Danzon, Patricia M. (1990), &#8216;On &#8220;Bargaining Behavior by Defendant Insurers: An Economic Model&#8221;&#8216;, <b>15 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 53-54. <\/li>\n<li>Danzon, Patricia M., Pauly, Mark V. and Kingston, Raynard S. (1990), &#8216;The Effects of Malpractice Litigation on Physicians&#8217; Fees and Income&#8217;, <b>80 <\/b> <em>American Economic Review. Papers and Proceedings <\/em>, 122-127. <\/li>\n<li>Deere, Donald R. (1989), &#8216;On the Potential for Private Insurers to Reduce the Inefficiencies of Moral Hazard&#8217;, <b>9 <\/b> <em>International Review of Law and Economics <\/em>, 219-222. <\/li>\n<li>Devlin, Rose Anne (1990), &#8216;Some Welfare Implications of No- Fault Automobile Insurance&#8217;, <b>10 <\/b> <em>International Review of Law and Economics <\/em>, 193-205. <\/li>\n<li>Diamond, D.W. and Dybvig, P.H. (1986), &#8216;Banking Theory, Deposit Insurance and Bank Regulation&#8217;, <b>59 <\/b> <em>Journal of Business <\/em>, 55-68. <\/li>\n<li>Doherty, Neil A. and Garven, James R. (1986), &#8216;Price Regulation in Property Liability Insurance: A Contingent Claims Approach&#8217;, <b>41 <\/b> <em>Journal of Finance <\/em>, 1031-1050. <\/li>\n<li>Drukarczyk, Jochen (1987), <em>Unternehmen und Insolvenz &#8211; Zur effizienten Gestaltung des Kredisicherungs- und Insolvenzrechts (Entrepreneurship and Insolvency &#8211; On the Efficient Shape of Safeguarding of Credits Law and Insolvency Law) <\/em>, Wiesbaden, Gabler, 424 p. <\/li>\n<li>Eggerstedt, Harald (1987), &#8216;Wettbewerb and Regulierung auf Versicherungsmarkten (Competition and Regulation in Insurance Markets)&#8217;, <b>107 <\/b> <em>Zeitschrift f\u009fr Wirtschafts- und Sozialwissenschaften <\/em>, 397-416. <\/li>\n<li>Eggerstedt, Harald (1988), &#8216;Uber Regulierung und Deregulierung von Versicherungsmarkten. Eine Replik (On Regulation and Deregulation of Insurance Markets. A Reply)&#8217;, <b>58 <\/b> <em>Zeitschrift f\u009fr Betriebswirtschaft <\/em>, 704-707. <\/li>\n<li>Eisen, Roland (1986), &#8216;Wettbewerb und Regulierung in der Versicherung Die Rolle asymmetrischer Information (Competition and Regulation in Insurance: The Role of Asymmetrical Information)&#8217;, <b>122 <\/b> <em>Schweizerische Zeitschrift f\u009fr Volkswirtschaft und Statistik <\/em>, 339-358. <\/li>\n<li>Eisenach, Jeffrey A., Higgins, Richard S. and Shughart, William F., II (1984), &#8216;Warranties, Tie-ins, and Efficient Insurance Contracts: A Theory and Three Case Studies&#8217;, <b>6 <\/b> <em>Research in Law and Economics <\/em>, 167-185. <\/li>\n<li>Endres, Alfred and Gafgen, Gerard (1988), &#8216;Wettbewerb und Regulierung auf dem bundesdeutschen Lebensversicherungsmarkt (Competition and Regulation in the W. German Life Insurance Market)&#8217;, <b>205 <\/b> <em>Jahrbuch f\u009fr National\u009akonomie und Statistik <\/em>, 11-29. <\/li>\n<li>Endres, Alfred and G\u008afgen, Gerard (1989), &#8216;Regulierung und Versicherungswirtschaft &#8211; Die \u009akonomische Perspektive in Forschungsgesellschaft f\u009fr Wettbewerb und Unternehmensorganisation (Regulation and the Insurance Industry &#8211; The Economic Perspective)&#8217;, in Fwu (eds.), <em>Versicherungsm\u008arkte im Wettbewerb <\/em>, Baden-Baden, Nomos, 11-42. <\/li>\n<li>Endres, Alfred and Schwarze, Reimund (1991), &#8216;Allokationswirkungen einer Umwelt-Haftpflichtversicherung (Allocative Effects of an Environmental Liability Insurance)&#8217;, <b>14 <\/b> <em>Zeitschrift f\u009fr Umweltpolitik und Umweltrecht <\/em>, 1-25. <\/li>\n<li>Epstein, Richard A. (1984), &#8216;The Legal and Insurance Dynamics of Mass Tort Litigation&#8217;, <b>13 <\/b> <em>Journal of Legal Studies <\/em>, 475-506. <\/li>\n<li>Epstein, Richard A. (1986), &#8216;Shooting the Messenger&#8217;, <b>47 <\/b> <em>Insurance Review <\/em>, 46-47. <\/li>\n<li>Fairley, William B. (1979), &#8216;Investment Income and Profit Margins in Property-Liability Insurance &#8211; Theory and Empirical Results&#8217;, <b>10 <\/b> <em>Bell Journal of Economics <\/em>, 192-210. <\/li>\n<li>Fama, Eugene F. (1990), &#8216;Contract Costs and Financing decision&#8217;, <b>1:2S <\/b> <em>Journal of Business <\/em>, 75-91. <\/li>\n<li>Farny, Dieter (1987), &#8216;Uber Regulierung und Deregulierung von Versicherungsmarkten (On Regulating and Deregulating Insurance Markets)&#8217;, <b>57 <\/b> <em>Zeitschrift f\u009fr Betriebswirtschaft <\/em>, 1001-1023. <\/li>\n<li>Faure, Michael G. (1990), &#8216;De verzekering van geldboeten bij zeewaterverontreiniging door olie (The Insurance of Fines with Respect to the Oil-Pol)&#8217;, in X (ed.), <em>Grensoverschrijdend strafrecht. Opstellen <\/em>, Arnhem, Gouda Quint, 203-221. <\/li>\n<li>Faure, Michael G. and Heine, G\u009fnter (1991), &#8216;The insurance of fines: the case of oil pollution&#8217;, <em>Geneva Papers on Risk and Insurance <\/em>, 39-54. <\/li>\n<li>Faure, Michael G. and Heine, G\u009fnter (1991), &#8216;The Insurance of Fines: the Case of Oil Pollution&#8217;, <b>16 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 39-58. <\/li>\n<li>Faure, Michael G. and Van den Bergh, Roger (1995), &#8216;Restrictions of Competition on Insurance Markets and the Applicability of EC antitrust Law&#8217;, <em>Kyklos <\/em>, 65-85. <\/li>\n<li>Faure, Michael G., Van den Bergh, Roger, Hartlief, T. and Tjittes, R. (1990), <em>De invloed van verzekering op de civiele aansprakelijkheid, Preadviezen uitgebracht voor de vereniging voor burgerlijk recht <\/em>, Lelystad, Vermande, 118 p. <\/li>\n<li>Feldman, P.H. (1980), &#8216;The Impact of Third-Party Payment on Professional Practice: Lessons from the Medical Profession&#8217;, in Blair, Roger D. and Rubin, Stephen (eds.), <em>Regulating the Professions: A Public-Policy Symposium <\/em>, Lexington (MA), Lexington Books. <\/li>\n<li>Fenn, Paul T. (1987), &#8216;Evaluating Irreplaceable Loss: Some Implications for Insurance and Liability Rules&#8217;, <b>12 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 158-167. <\/li>\n<li>Fenn, Paul T. and Vlachonikolis, Ioannis (1990), &#8216;Bargaining Behaviour by Defendant Insurers: An Economic Model&#8217;, <b>15 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 41-52. <\/li>\n<li>Finsinger, J\u009arg (1988), <em>Verbraucherschutz auf Versicherungs m\u008arkten (Consumer Protection in Insurance Markets) <\/em>, M\u009fnchen, Florentz, 219 p. <\/li>\n<li>Finsinger, J\u009arg (1988), &#8216;Zur Deregulierung von Versicherungsmarkten (On the Deregulation of Insurance Markets)&#8217;, <b>58 <\/b> <em>Zeitschrift f\u009fr Betriebswirtschaft <\/em>, 698-703. <\/li>\n<li>Finsinger, J\u009arg and Pauly, Mark V. (1990), &#8216;The Double Liability Rule&#8217;, <b>15 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 159-170. <\/li>\n<li>Finsinger, J\u009arg and Pauly, Mark V. (eds.) (1986), <em>The Economics of Insurance Regulation: A Cross-National Study <\/em>, New York, St. Martin&#8217;s Press, 300 p. <\/li>\n<li>Finsinger, J\u009arg, Hammond, Elizabeth and Trapp, Julian (1985), <em>Insurance: Competition or Regulation? <\/em>, London, Institute for Fiscal Studies. <\/li>\n<li>Fleming, John G. (1990), &#8216;The Insurance Crisis&#8217;, <b>24 <\/b> <em>University of British Columbia Law Review <\/em>, 1-18. <\/li>\n<li>Frech, H. Edward III (1976), &#8216;The Demand for Health Insurance: Comment&#8217;, in Nosett, Richard N. (ed.), <em>The Role of Health Insurance in the Health Services Sector <\/em>, Universities-National Bureau Committee for Economic Research, National Bureau of Economic Research, 156-160. <\/li>\n<li>Frech, H. Edward III (1976), &#8216;Property Rights Theory of the Firm: Empirical Results from a Natural Experiment&#8217;, <b>84(1) <\/b> <em>Journal of Political Economy <\/em>, 143-152. <\/li>\n<li>Frech, H. Edward III (1980), &#8216;Blue Cross, Blue Shield and Health Care Costs: A Review of the Economic Evidence&#8217;, in Paul, Mark V. (ed.), <em>National Health Insurance: What Now, What Later, What Never <\/em>, Washington, American Enterprise Institute for Public Policy Research, 250-263. <\/li>\n<li>Frech, H. Edward III (1980), &#8216;Market Power in Health Insurance: Effects on Insurance and Medical Markets&#8217;, <b>18(1) <\/b> <em>Journal of Industrial Economics <\/em>, 55-72. <\/li>\n<li>Frech, H. Edward III (1980), &#8216;Health Insurance: Private, Mutual or Government&#8217;, <b>S.1 <\/b> <em>Research in Law and Economics <\/em>, 61-73. <\/li>\n<li>Frech, H. Edward III (1985), &#8216;Le syst\u008fme am\u008ericain de Securit\u008e Sociale (The United States Health Care System)&#8217;, in X (ed.), <em>O\u009d Vont les Syst\u008fmes de Sant\u008e? Les Carrefours de l&#8217;Industrie Pharmaceutique <\/em>, Paris, Publications Essentielles, 25-30. <\/li>\n<li>Frech, H. Edward III (1990), &#8216;The United States (Health Care System)&#8217;, in Rosa, Jean-Jacques (ed.), <em>Advances in Health Economics and Health Services Research <\/em>, 43-76. <\/li>\n<li>Frech, H. Edward III (1992), &#8216;Idees Fausses sur le Syst\u008fm de Sant\u008e&#8217;, <b>14-10 <\/b> <em>Le Figaro <\/em>. <\/li>\n<li>Frech, H. Edward III (1992), &#8216;Research Yields Surprises About Uninsured&#8217;, <b>14-9 <\/b> <em>Detroit News <\/em>. <\/li>\n<li>Frech, H. Edward III (1992), &#8216;Die Gesundheitsversorgung der nichtversichen Bev\u009alkerung in den USA&#8217;, <b>73(5) <\/b> <em>Scheizerische \u0080rztezeitung <\/em>, 1961-1962. <\/li>\n<li>Frech, H. Edward III (1992), &#8216;Review of Serious and Unstable Condition: Financing America&#8217;s Health Care, by Henry J. Aaron&#8217;, <b>30 <\/b> <em>Journal of Economic Literature <\/em>, 2165-2166. <\/li>\n<li>Frech, H. Edward III (1993), &#8216;What Can Reform Achieve in Health Care Cost-Containment: Commentary&#8217;, in Helms, Robert B. (ed.), <em>American Health Policy: Critical Issues for Reform <\/em>, Wadhington, American Enterprise Institute, 298-302. <\/li>\n<li>Frech, H. Edward III (1993), &#8216;Health Insurance: Designing Products to Reduce Costs&#8217;, in Duetsch, Larry L. and Cliffs, Englewood (eds.), <em>Indusrty Studies <\/em>, New York, Prentice Hall, 307-323. <\/li>\n<li>Frech, H. Edward III (1993), &#8216;Economie de la Sant\u008e&#8217;, <b>103(2) <\/b> <em>Revue d&#8217;Economie Politique <\/em>, 609-611. <\/li>\n<li>Frech, H. Edward III (ed.) (1991), <em>Health Economics Worldwide <\/em>, Dordrecht, Kluwer Academic Publishers. <\/li>\n<li>Frech, H. Edward III and Ginsburg, Paul B. (1981), &#8216;Property Rights and Competition in Health Insurance: Multiple Objectives for Nonprofit Firms&#8217;, <b>3 <\/b> <em>Research in Law and Economics <\/em>, 155-171. <\/li>\n<li>Frech, H. Edward III and Samprone, Joseph C., Jr. (1980), &#8216;The Walfare Loss of Excess Nonprice Competition: The Case of Property-Liability Insurance Regulation&#8217;, <b>13 <\/b> <em>Journal of Law and Economics <\/em>, 429-440. <\/li>\n<li>Frech, H. Edward III and Zweifel, Peter (1991), &#8216;Preface&#8217;, in Frech, H.E., III and Zweifel, Peter (eds.), <em>Health Economics Worldwide: Proceeding of the Second World Congres on Health Economics <\/em>, Dordrecht, Kluwer, 7-8. <\/li>\n<li>Frech, H.Edward III and Ginsburg, Paul G. (1975), &#8216;Imposed Health Insurance in Monopolistic Markets, A Theoretical Analysis&#8217;, <b>13(1) <\/b> <em>Economic Inquiry <\/em>, 55-70. <\/li>\n<li>Frech, H.Edward III and Ginsburg, Paul G. (1978), <em>Public Insurance in Private Medical Markets: Some Problems of National Health Insurance <\/em>, Washington, American Enterprise Institute for Public Policy Research. <\/li>\n<li>Frech, H.Edward III and Ginsburg, Paul G. (1978), &#8216;Competition Among Health Insurers&#8217;, in Greenberg, Warren (ed.), <em>Competition in the Health Care Sector: Past, Presence and Future <\/em>, Washington, Federal Trade Commission, 210-237. Reprinted by Aspen Systems, Germantown, MD. <\/li>\n<li>Frech, H.Edward III and Ginsburg, Paul G. (1981), &#8216;Property Rights and Competition in Health Insurance: Multiple Objectives for Nonprofit Firms&#8217;, <b>3 <\/b> <em>Research in Law and Economics <\/em>, 155-172. <\/li>\n<li>Frech, H.Edward III and Ginsburg, Paul G. (1988), &#8216;Competition Among Health Insurers, Revisited&#8217;, <b>13(2) <\/b> <em>Journal of Health Politics, Policy and Law <\/em>, 279-291. Reprinted Greenberg, Warren, Competition in the Health Care Sector: Ten Years Later, Durham, NC, Duke University Press, pp. 57-70. <\/li>\n<li>Friedman, David D. (1982), &#8216;What is &#8216;Fair Compensation&#8217; for Death or Injury ?&#8217;, <b>2 <\/b> <em>International Review of Law and Economics <\/em>, 81-93. <\/li>\n<li>Fr\u009alich, P. (1975), <em>Marktabgrenzung in der Wettbewerbspolitik: Die parametrisch Interdependenz als Kriterium der Abgrenzung des relevanten Marktes (Market Definition in Competition Policy: The Parameter Interdepence as Criterion for the Definition of the Relevant Markets) <\/em>, G\u009attingen. <\/li>\n<li>Gately, D. and Geehan, R. (1977), &#8216;Returns to Scale in the Life Insurance Industry&#8217;, <b>8 <\/b> <em>Bell Journal of Economics <\/em>, 497-514. <\/li>\n<li>Geehan, Randall (1986), &#8216;Economies of Scale in Insurance: Implications for Regulation&#8217;, in Wasow, Bernard and Hill, Raymond D. (ed.), <em>The Insurance Industry in Economic Development <\/em>, New York, New York University Press, 137-159. <\/li>\n<li>George, William C. (1989), &#8216;Whither No-Fault in California: Is There Salvation After Proposition 103?&#8217;, <b>26 <\/b> <em>San Diego Law Review <\/em>, 1065-1085. <\/li>\n<li>Goldberg, Victor P. (1974), &#8216;Institutional Change and the Quasi-Invisible Hand&#8217;, <b>17 <\/b> <em>Journal of Law and Economics <\/em>, 461-492. Reprinted in Goldberg, Victor P. (ed.), Readings in the Economics of Contract Law, Cambridge, Cambridge University Press,1989, 169-173. <\/li>\n<li>Goldberg, Victor P. (1980), &#8216;Tort Liability for Negligent Inspection by Insurers&#8217;, <b>2 <\/b> <em>Research in Law and Economics <\/em>, 65-81. <\/li>\n<li>Goldberg, Victor P. (1988), &#8216;Accountable Accountants: Is Third- Party Liability Necessary ?&#8217;, <b>17 <\/b> <em>Journal of Legal Studies <\/em>, 295-312. <\/li>\n<li>Gomez-Pomar, Fernando (1996), &#8216;Insurance Benefits, Insurance Subrogation, and Imperfects Liability Rules&#8217;, <em>International Review of Law and Economics <\/em>. <\/li>\n<li>Grabowski, Henry G., Viscusi, W. Kip and Evans, William N. (1989), &#8216;Price and Availability Tradeoffs of Automobile Insurance Regulation&#8217;, <b>56 <\/b> <em>Journal of Risk and Insurance <\/em>, 275-299. <\/li>\n<li>Gravelle, Hugh S.E. (1986), &#8216;Insurance and Corrective Taxes in the Health Care Market&#8217;, <b>S.5 <\/b> <em>Journal of Economics (Zeitschrift f\u009fr National\u009akonomie) <\/em>, 114-130. <\/li>\n<li>Gravelle, Hugh S.E. (1987), &#8216;Accidents, Taxes, Liability Rules and Insurance&#8217;, <b>12 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 115-131. <\/li>\n<li>Gravelle, Hugh S.E. (1989), &#8216;Accidents and the Allocation of Legal Costs with an Uninformed Court&#8217;, <b>14 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 11-25. <\/li>\n<li>Gravelle, Hugh S.E. (1990), &#8216;Medical Negligence: Evaluating Alternative Regimes&#8217;, <b>15 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 22-26. <\/li>\n<li>Gravelle, Hugh S.E. (1991), &#8216;The Welfare Implications of Controls on Brokers&#8217; Commissions&#8217;, <b>16 <\/b> <em>Geneva Papers on Risk and Insurance <\/em>, 3 ff. <\/li>\n<li>Gravelle, Hugh S.E. (1991), &#8216;Insurance Law and Adverse Selecti on&#8217;, <b>11 <\/b> <em>International Review of Law and Economics <\/em>, 23-45. <\/li>\n<li>Gron, Anne (1994), &#8216;Evidence of Capacity Constraints in Insurance Markets&#8217;, <b>37 <\/b> <em>Journal of Law and Economics <\/em>, 349-377. <\/li>\n<li>Halpern, Paul J. and Carr, Jack L. 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